A balance import could easily decrease your amount of accounts having stability and lower your current borrowing from the bank application proportion
- Citi® Double Bucks Cards: The fresh cards also provides a good 0% introductory Apr having 1 . 5 years towards the balance transfers produced from inside the first four months away from account beginning. Then, the changeable Annual percentage rate might be %-%, centered on your own creditworthiness. There can be a basic balance transfer commission off 3% (lowest $5) getting transmits completed within the earliest five weeks off membership beginning. Next, your balance transfer fee was 5% of each import (minimum $5).
- Citi Convenience® Card: It card best suits users who wish to just take advantageous asset of the fresh card’s 0% introductory Apr on the transfers of balance towards basic 21 days from this new date of your first import (transmits need to be completed from inside the basic four months away from membership opening). There is 0% introductory Apr to the purchases into first 12 months out of account beginning – nevertheless Apr jumps in order to an adjustable Apr of % so you can % as the introductory periods end.
You can log into your account to search for options otherwise call the consumer service number on the back of the credit card to find out if any also provides come.
A 0% otherwise lowest-speed equilibrium import could help you save more cash as you work to pay the credit card debt.