dos. Theoretical perspective: basic principles out-of property and you can tenure theories
Possible study of (TMA) now offers, on top of other things, a chance to look at the that it personal current in every the issue (monogamous friends equipment including uterine groups of polygynous property) once the a common trend. It is high to research, among other things, exactly how stars in this Dagbon family structures fare in using which rotating called house-mainly based borrowing-entry to means, especially inside polygynous home according to uterine-household since the tool. From inside the monetary literary works therefore, in which like an asset could have been dully inserted and you will possessions rights covered, it is believed a bonus for monetary advancement and also the efficient access to info . They serves as a method you to definitely aids individual consumers having lower dumps to get loans, by using the cumulative property while the safety for their mortgage loans.
Brand new strategic significance of a collective household members asset becoming bound because the defense to own cost of that loan are ergo maybe not not used to the conventional system during the Ghana. Yet, although not, we have witnessed no empirical studies in the northern Ghana to research the figure and you can effects of such intra-family properties about property-situated borrowing-entry to program. Earlier knowledge [twenty-five,twenty-eight,47] possess largely explored only the ramifications men and women trying to get borrowing which have individual named property. This research ergo leads to the brand new simplycashadvance.net loans for immigrants in us literature, because of the interrogating the methods whereby the newest common accessibility mutual titled-nuclear-family-property just like the a classic plan fits to your modern bank operating system, as well as implications to the family unit members since the a product.
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