UPDATE: The bank from The usa Mortgage Modification Group Step Lawsuit try disregarded with the . High class Strategies commonly help our watchers determine if a special circumstances was submitted.
109 ideas on Bank regarding The usa Category Action: Mortgage Changes Wrongly Denied
Please call me about this. We forgotten my personal house into the property foreclosure in the 2011 otherwise 2012 variety. I experience the borrowed funds modification procedure for years and additionally they said to end while making costs during the one-point even if I became a couple days behind then I ended upwards dropping my personal family. I never ever had people alerts in the people class action up against Lender off The usa but I know it absolutely was unlawful and additionally they is foreclosure and i also shed over $250,000.
While the escrow balance kept increasing having property review charges and you can later charges and you can pushed lender place insurance policies!
Where would I find away more information on one active rules suits to have Financial of America to possess foreclosure malpractices? My personal family are placed in property foreclosure and brief sale from inside the 2015 and you may pressed me to enter in order to Case of bankruptcy to make sure they’re out-of using the domestic. This new irony from it would be the fact I became doing work in brand new previous because of the BOA and handled new HAMP program.
We had been foreclosed with the double this current year from the BoA. Both was basically rescinded. But BoA added incorrect Foreclosure costs and you will possessions examination charge so you’re able to our escrow account. And now we got a trial period package, produced the fresh new payments plus more but BoA applied the commission so you’re able to the escrow account and you can said we had been more than 1 year early in the day owed and you may failed to qualify for financing modification. We submitted RMA apps and you will docs more than cuatro dozens times regarding 2010 so you’re able to 2017! All of our software is actually lost otherwise try shed a typical page, or even the notary didn’t produce one thing to the right line, or our credit score are also lowest just derogatory issue toward our very own credit was both rescinded foreclosures! We’d more twenty six membership managers into the 7 years! They cancelled our house residents insurance coverage 3 x! It cancelled the Homestead! It lied toward data submitted to the newest county tax assessor’s workplace! Inside 2017 they moved servicing your mortgage. The latest servicer plays an identical games one BoA played. They foreclosed . All of our attorney got a good TRO and you may submitted in federal court. Instance is actually dismissed during the . Foreclosure was not rescinded, no test by attorneys! Let! We’re still-living home based, however, fear eviction may appear soon!
BOA try a bona fide piece of work to put it mildly. Bottom line..they foreclosed into the you, similar to the other people have said. They leftover https://paydayloanalabama.com/banks/ stating, they didn’t recieve our paperwork, that we leftover overnighting by the FedX (eight minutes) When was something different. A web page was forgotten, They decided not to read among the many copies, it wasn’t signed, an such like. Then finally denial is actually that our documentation wasn’t recorded inside the date! Sleeping lot of theives!
They are the biggest Sleeping SCUMBAGS !! Performed the same to help you us repeatedly attempted fighting them when you look at the legal for years however, at the bottom i sadly missing Our house! I wish the finest from luck! These are the Demon!
Financial out-of The united states contacted myself and you will advised carrying out a modification. I experienced considered taking right out good 401k mortgage and getting trapped however when it ideal doing an amendment you to sounded best to myself. They said they’d send a modification package regarding send and i must send duplicates of all the newest monthly obligations, and you can evidence of income. Address all the issues for the means, and you can fax that which you back again to new modification institution. Virtually any month I’d rating communication phone calls stating it don’t discovered earnings information, or current expense or something could have been destroyed into the means. The mortgage payment began two months about and that i submitted the payment. Week later We noticed that one to payment amount is actually back to all of our checking account.